Thank you for visiting our website at planmyaffairs.com (the “Website”).  The Website is owned and operated by Plan My Affairs, LLC, a Colorado limited liability company (the “Company”). This Privacy Policy is specific to the Company’s handling of your personal information and does not apply to the privacy practices of third parties, including but not limited to any party whose identifying information is included on the Website or through which you accessed the Website (collectively, “Third Parties”). By using the Website, you agree that the Company is not liable for the actions of any Third Parties, including their use or transfer of your information to Third Parties. If you have any concerns about the privacy practices of Third Parties, please contact the Third Parties directly. If you do not agree to this Privacy Policy and associated Terms of Use, then do not use the Website.

The Company is committed to safeguarding your privacy on the Website. We use this privacy policy to clearly disclose to you our privacy practices in a manner that is easy to understand. If there is something you do not understand about our privacy practices, please feel free to contact us at [email protected].

This privacy policy does not apply to products or services provided, or information obtained, other than through the Website.  We may change this policy from time to time so please check back often. If we significantly change our collection, use, or disclosure practices, we will try to send you a notice via email if you have provided us with an email address. Please keep in mind that some of the services mentioned specifically in this policy may not be available on the Website at this time. This Privacy Policy is effective as of May 15, 2016.

What information does the Company collect from you?

We collect information in several ways. Some of the information we collect is personal to you. Other information is anonymous. We collect the following categories of information:

• During registration, we ask for your name, email address, and phone number and other information about you.
• As a subscriber to the services described on the Website, you will enter information regarding your affairs into your personal profile (your “Profile”).
• When you report a problem with the Website or services we will collect contact information along with a description of your problem.
• When you contact us via the Company email address set forth herein, we will collect your contact information and any information you include in your email.
• When you visit and navigate the Website or open our emails, we may collect technical information about your use of the Website including IP address, device identifier, and viewing information.

How do we collect information from you?

Direct Collection

We collect much of the information listed above directly from you when you submit it on the Website. This includes information such as registration information, contact information, user submissions, and information added by you to your Profile.

Indirect Collection – Cookies and Other Technology

As part of offering and providing customizable and personalized services, many websites use cookies and other online tracking technologies to store and sometimes track information about you. We may use these technologies to:

• Provide you with personalized content based on your use of the Website
• Enable you to more easily use the Website by remembering and using contact information, purchasing information, and registration information
• Evaluate, monitor and analyze the use of the Website and its traffic patterns to help improve the Website and services

The types of technologies we use include:

• Cookies. A cookie is a small amount of data that is sent to your browser from a Web server and stored on your computer’s hard drive. Cookies enable us to identify your browser as a unique user. Cookies may involve the transmission of information from us to you and from you to us.  Cookies may also be used by another party on our behalf to transfer information to us in accordance with their privacy policy. Some cookies are “persistent cookies.” They are used by us each time you access the Website. Other cookies are called “session cookies.” Session cookies are used only during a specific browsing session. We may use a session cookie, for example, to remember that you have already navigated through a particular menu. We may also use “analytics cookies” that allow web analytics services to recognize your browser or device and, for example, identify whether you have visited the Website before, what you have previously viewed or clicked on, and how you found us. This information is provided anonymously for statistical analysis only. Analytics cookies are usually persistent cookies.

You may disable browser cookies in your browser or set your browser to warn you when a cookie is being sent.  You may lose some features or functionality when you disable cookies. Remember, also, that disabling cookies is browser specific. If you log on using Internet Explorer, you must also disable cookies in Safari if you use that browser at a different time.

 

• Web Beacons. We also employ a software technology called a clear GIF (Graphics Interchange Format), also known as a pixel tag or Web beacon. A clear GIF is a line of code that we place on the Website or in emails which allows us to analyze the general usage patterns of visitors to the Website. These help us better manage content on the Website by informing us what content is effective. Unless you consent, we do not collect personally identifiable information from you through the use of web beacons. You may not disable Web beacons.

 

• Log Files. Like most standard website servers, we use log files. Log files track Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks. We utilize this information to analyze trends, administer the Website, prevent fraud, track website navigation in the aggregate, and gather broad demographic information for aggregate use.

 

• Flash Cookies. Flash cookies, also known as local shared objects, are used to store preferences such as video volume, or display content based on what you view on the Website using the Adobe Flash Player. Flash cookies are not stored through the browser. Third Party service providers may use Flash cookies to collect and store information. Information about disabling Flash cookies may be found at adobe.com. If you disable Flash cookies, you may lose some features or functionality on the Website.

How do we use your information?

Our main goal in collecting information is to improve the Website and provide you with the best possible experience on the Website. We may also use your personal information to:

• Personalize online content so that is applies to you and your interests
• Make our services and the Website better
• Communicate with you regarding your subscription and notify you of enhancements or changes to the Website
• Process your subscription payments and otherwise deal with financial transactions between you and the Company
• Compile, analyze, and do research on our users demographics and behavior
• Detect, investigate, and prevent activities that may violate our policies or be illegal

We will not sell your information to Third Parties for the purpose of sending you solicitations or using such information to sell you products or services.

Who is collecting information?

Except as provided in this Privacy Policy, only the Company and our service providers will have access to the information in your Profile. Other websites to which we link may collect personally identifiable information about you when you visit those sites. The information practices of other websites linked to the Website are not covered by this Privacy Policy.

With whom does the Company share my information?

We will not disclose any of your information except when we have your permission or under special circumstances, such as when we believe in good faith that the law requires it or under the circumstances described below. These are some of the ways that your information may be disclosed.

Service Providers

We occasionally hire other companies to provide limited services on our behalf. We will only provide those companies the information they need to deliver the service, and they are contractually prohibited from using that information for any other reason.

Data in the Aggregate

We may disclose “blinded” aggregated data and user statistics to prospective partners and other Third Parties. Blinded data is data that does not identify an individual person.

Partners and Co-Branded Websites

To the extend you are accessing the Website through one of our partners or through a co-branded Website with a Third Party (each, a “Partner”), we may disclose to such Partner your name and the the term of your subscription for the purpose of fulfilling contractual obligations between such Partner and the Company. Unless you designate a representative of a Partner as a “Designee” in your Profile, a Partner will not have access to the information in your Profile.

Other

We also may disclose your information in special cases. For example, when we believe that we must disclose information to identify, contact or bring legal action against someone who may be violating our Terms and Conditions of Use, or may be causing injury to or interference with our rights or property, other Website users or customers, or anyone else who may be harmed by such activities. We may disclose or access account information when we believe in good faith that the law requires it and for administrative and other purposes that we deem necessary to maintain, service and improve our products and services.

As we continue to develop our business, we may buy or sell businesses or assets.  In such transactions, confidential customer information generally is one of the transferred business assets. In the event of a transaction involving the sale of some or all of The Company’s assets, customer and site visitor information may be one of the transferred assets and may be disclosed in connection with negotiations relating to a proposed transaction. In such case, the transferred information may become subject to a different privacy policy.

What security precautions are in place to protect against the loss, misuse, or alteration of my information?

Encryption.  We encrypt information using 256 Bit Encryption technology. We encrypt information going over the internet and also going into our database.

 

No Extraordinary Security Measures.  Your Profile is password-protected so you have access to this personal information. Remember to sign out of your Company account and close your browser window when you have finished your work. This is to ensure that others cannot access your account by using your computer when you are away from it. Because information sent through the Internet travels from computer to computer throughout the world, when you give us information, that information may be sent electronically to servers outside of the country where you originally entered the information. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. Except as specifically stated above, the Website does not use security encryption measures. Information that you disclose by use of the Website (as with any website that is non-secure), by posting a message or using email, potentially could be collected and used by others. This may result in unsolicited messages from third parties or use of such information by third parties for their own purposes, legal or illegal. As a result, while we strive to protect your personal information, we cannot ensure or warrant the security of any information you transmit to us or from our services, and you do so at your own risk.  Once we receive your transmission, we use commercially reasonable efforts to ensure its security on our systems. AS STATED IN THE TERMS OF USE FOR THE WEBSITE, YOU SHOULD NOT ENTER ACCOUNT NUMBERS, PASSWORDS OR OTHER CONFIDENTIAL AND SENSITIVE INFORMATION REGARDING YOUR PERSONAL OR FINANCIAL AFFAIRS IN YOUR PROFILE.

Choice/Opt-out

To ensure that you will not receive recurring marketing or other information from us unless you choose to, we will provide you with simple instructions on each marketing email from the Company for you to let us know that you have chosen to stop receiving such emails from us.

What else should I know about my privacy?

Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any information in your Profile. Please be careful and responsible whenever you are online.

Remember that any person you designate in your Profile as a “Designee” will have the ability to view the information in your Profile. You should only designate people with whom you have a high level of trust and confidence to be a Designee and you should review and update that information on a regular basis.

When you or we end your customer relationship with us, we will treat the information we have about you as if you were still our customer.

Who do users contact with questions or concerns about our Privacy Policy?

If you need further assistance, please send an email with your questions or comments to [email protected] or write us at:

Plan My Affairs, LLC

RE:  Privacy Issues

5088 South Allison Way

Littleton, CO  80123